May 29th, 2025

Welcome Back,

☀️Good morning, friends! I hope your coffee is strong, your Wi-Fi is stable, and your to-do list feels less scary than usual. Let’s kick today off with a question: What does wealth mean to you? Is it a fat savings account, a fridge full of snacks, or uninterrupted time with people you love? Whatever your answer, today we’re diving into that exact topic—how to define and build a life that feels rich in all the right ways. Let’s get into it.

“Business opportunities are like buses — there’s always another one coming.”
— Richard Branson

If you can measure it, you can improve it.
But not everything that counts can be counted — are you tracking what really matters?

— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.

Market Update

Market Update: Stocks saw a noticeable decline yesterday with all 3 major stock markets. With 1 company seeing a sizeable plummet, being GameStop with over a 10% decline over the past day. Not all is bad though with Palantir rising a minimal yet persistent 0.30%. With all markets down today, you could expect an increase before the weeks end.

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Business

General Mills Announces Major Restructuring Initiative

“Transformation Initiative” Aims to Streamline and Modernize Operations

General Mills is preparing for a significant transformation. The company has launched a comprehensive restructuring plan, known as its “transformation initiative,” which is projected to result in approximately $130 million in charges by the end of fiscal 2028.

Why Now?

• The food and consumer goods giant is responding to shifting market dynamics, changing consumer habits, and growing operational complexity.

• The goal is to simplify internal processes, reduce inefficiencies, and become more agile in responding to consumer demands.

What This Means for the Company:

• Operational Overhaul: Expect adjustments in supply chain operations, manufacturing processes, and possibly workforce realignments.

• Cost Savings in the Long Term: While the upfront charges are steep, General Mills is banking on long-term savings and improved margins.

• Focus on Innovation: With leaner operations, the company aims to redirect resources toward innovation in product development and marketing.

Finance

Dow Jones Soars as EU Tariffs Are Rolled Back

Biggest Market Rally in Weeks Signals Renewed Investor Confidence

Wall Street got a major boost as the Dow Jones Industrial Average surged 741 points, and the S&P 500 gained 2.1% — marking its most impressive single-day rally since May 12. The reason? A positive shift in international trade policy.

What Sparked the Rally?

• The European Union announced a rollback on tariffs, particularly those impacting key American exports.

• This move has been widely interpreted as a step toward reducing trade tensions and reopening global supply chains.

Investor Sentiment Turns Bullish:

• Tech and Industrial Stocks Lead: These sectors saw the largest gains, as they're highly sensitive to trade dynamics.

• Lower Tariffs = Higher Margins: Companies that rely heavily on overseas materials or customers are likely to see improved profitability.

Entertainment

Kennywood Finds a New Home Under Herschend’s Ownership

A New Chapter for Western Pennsylvania’s Beloved Theme Park

Big changes are coming to one of Pennsylvania's most iconic amusement parks. Kennywood has been acquired by Herschend, a family-owned entertainment group known for operating popular attractions like Dollywood and the Harlem Globetrotters.

Why This Acquisition Matters:

• Legacy Meets Innovation: Kennywood, with over 120 years of history, now joins a portfolio known for blending tradition with immersive family experiences.

• Potential Upgrades on the Horizon: Herschend is expected to bring fresh investment into the park, including updated attractions, enhanced guest experiences, and possibly expanded seasonal offerings.

Community Impact:

• The transition is expected to preserve jobs and deepen the park’s community ties, while introducing new tourism opportunities.

Tech

Microsoft Launches Cloud Region in Indonesia

Boosting Local Innovation and AI-Powered Growth

Microsoft has officially opened a new cloud region in Indonesia, underscoring its commitment to digital transformation in Southeast Asia. This move is expected to have significant ripple effects on the region’s economy — especially in terms of AI and cloud computing adoption.

Why It’s a Big Deal:

• Data Sovereignty: With local cloud infrastructure, businesses can comply with data residency laws and store information securely within the country.

• AI Ecosystem Growth: The new region will provide scalable resources for startups, developers, and enterprises building AI-powered solutions.

• Economic Impact: Microsoft is investing in local talent, education, and business partnerships, aiming to empower millions of Indonesians.

A Win for Business and Government:

• Indonesia's government has welcomed the expansion, highlighting it as a step toward a more digitally inclusive economy.

“This isn’t just a tech upgrade — it’s a launchpad for Indonesia’s future in the global digital economy.”

Artificial Intelligence

Agentic AI Will Handle Most Customer Service by 2028

A New Era of Intelligent, Predictive Support Is on the Horizon

Customer service as we know it is undergoing a transformation — and Agentic AI is leading the charge. According to new research, this cutting-edge form of artificial intelligence is expected to handle 68% of all customer service and support interactions by 2028.

What is Agentic AI?

• A new breed of AI designed not just to respond, but to proactively engage with customers.

• It can predict needs, resolve issues in real time, and offer highly personalized interactions.

Benefits Businesses Can Expect:

• Increased Productivity: AI agents reduce wait times and can manage multiple queries simultaneously.

• Cost Savings: Less dependency on large human support teams means reduced overhead.

• Higher Satisfaction Rates: With smarter, faster responses, customers get what they need more efficiently.

But It’s Not All Automated…

• Companies are also exploring hybrid models, where AI handles the bulk of requests and humans step in for complex or emotional issues.

“Agentic AI is more than a chatbot — it’s the future face of customer experience.”

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Today’s Snapshot

The Underrated Shortcut to Wealth in 2025

Let’s cut to the chase: making more money—whether it’s through climbing the corporate ladder, growing a business, or investing—doesn't come down to genius or luck nearly as often as it comes down to stacking the right skills.

Yes, skills. Not just degrees. Not just credentials. Not just experience.

The right combination of valuable, monetizable skills—what we’ll call a “skill stack”—is one of the most powerful and overlooked paths to financial independence today.

Whether you’re:

• A VP at a Fortune 500 company,

• A founder building something real,

• An investor managing your own capital,

• Or a hungry 22-year-old just getting started...

The Skill Stack Strategy is a mindset and method you can apply right now.

What Is a Skill Stack?

A skill stack is exactly what it sounds like: a set of complementary skills that, when combined, create more value than the sum of their parts.

Think of it like building a high-performance team… but the “team” is you.

Take this real-world example:

🧠 Skill Stack Example: The $500K Marketing Generalist

• Knows how to write persuasive copy (copywriting)

• Understands how to run Facebook/Google ads (paid traffic)

• Can design basic sales pages (light UX/UI)

• Understands data & metrics (analytics)

• Can present & sell ideas (sales/persuasion)

None of these skills are that rare on their own. But combined? That person becomes a one-person revenue engine. Companies pay them top dollar. Or they launch their own thing.

This is true in finance, tech, real estate, investing, consulting… you name it.

Why Skill Stacking Works So Well in 2025

We’re in a time of accelerated leverage. A single person can produce outsized results if they:

• Use tools (like AI, automation, and capital) effectively

• Learn quickly and adapt to new opportunities

• Offer unique value at the intersection of skills

Money flows to people who solve problems better than others.

The best way to solve problems better is to bring a unique set of capabilities to the table.

How to Build Your Own Skill Stack

Here’s a simple, repeatable approach you can apply, no matter your background:

1. Start With Your Core Skill

Pick one thing you’re already good at or known for:

• Are you a financial analyst? Great.

• Are you a solid communicator? Fantastic.

• Know how to code? Awesome.

Start there. Then add skills that multiply your effectiveness.

2. Add “Multiplier” Skills

These are high-ROI skills that almost always enhance your earning power:

• Copywriting – Being able to persuade in writing is a business superpower.

• Sales & Influence – If you can’t sell, you’ll always leave money on the table.

• Data & Analysis – The future belongs to those who can read the numbers.

• AI Prompting & Automation – Huge new wave. Learn it before everyone else does.

• Basic Design/UX – Making things look and feel good increases perceived value.

3. Learn Fast, Apply Immediately

Avoid the trap of endless YouTube tutorials and courses. Follow this instead:

• Learn enough to understand the basics.

• Apply it to something real within 7 days.

• Get feedback. Iterate. Repeat.

Learning + Doing = Retained skill and real-world advantage

4. Monetize Early

You don’t need to be a world-class expert to make money from a skill.
You just need to be:

• 1–2 steps ahead of someone else, and

• Able to deliver results or solve a problem.

Monetize through:

• Freelance or consulting offers

• Applying it inside your business or job

• Productizing the skill into something scalable

How Business Owners and Investors Use This Too

Don’t think this is just for newbies. If you already make great money, this still applies.

For Business Owners:

• Skill stacking makes you less dependent on contractors or flaky employees.

• You can rapidly prototype ideas and test them before deploying cash.

• You become a more effective leader by understanding multiple disciplines.

For Investors:

• Understanding marketing, finance, operations, and even basic code helps you evaluate companies better.

• You can spot opportunities others miss.

• You increase your personal equity value even if you don’t touch the day-to-day.

Quick Wins: Skill Stack Combos That Pay

Here are a few power combos you can build in the next 6–12 months:

Final Thought: Be the Stack, Not the Cog

Jobs come and go. Companies rise and fall. But your stack goes with you everywhere.

It’s portable.
It’s scalable.
It’s leverageable.

In a world where money chases competence, your skill stack is your most reliable income engine.

So… what’s your next skill?

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Fun Stuff

🧩 Riddle

I can grow without sun, shrink without rain, and change your future in a flash.
People chase me, study me, fear me.
I’m never still, yet I live on paper and screens.
What am I?

🏢 Guess the Company (Trivia)

Clue:
This company started as a side hustle selling computer hardware in Austin, Texas. It went public in 1988 and became one of the biggest names in personal computing.

🌀 Wild & Wacky

In 1999, Yahoo paid $5.7 billion for Broadcast.com, a company co-founded by Mark Cuban. The service was shut down shortly after… but Cuban walked away with a fortune, having perfectly timed the dot-com bubble.

🧠 Brain Teaser

You invest in a rare collectible that doubles in value every year.
After 5 years, it’s worth $32,000.
How much did you originally invest?

*Answers at the bottom

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*Promoted

Fun Stuff: Answers

Riddle - Answer: The stock market

Guess the Company - Answer: Dell Technologies

Brain Teaser - Answer: $1,000 (Year 1: 2k → 4k → 8k → 16k → 32k)