June 8, 2025

Welcome Back,

Happy Sunday, everyone! 🌿
Good morning! I hope your day starts slow, your coffee is just right, and your only deadline involves brunch.

Here’s a little thought to savor with your eggs and toast: What if building wealth wasn’t just about making more, but about making what you already have work smarter?

Today we’re diving into Money Multipliers—the sneaky-powerful strategies that can 5x your financial progress without needing a raise, a side hustle, or a miracle. 📈💡

It’s about turning good habits, smart systems, and a little intention into major momentum.

Let’s get into it—and make your money work as hard as you do (or harder, honestly).

“Timing, perseverance, and ten years of trying will eventually make you look like an overnight success.”
— Biz Stone, co-founder of Twitter

If someone looked at your calendar and your bank statement —
would they know what you value?
Because how you spend your time and money is what you’re really investing in.

— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.

PRESENTED BY STARTENGINE

StartEngine’s $30M Surge — Own a Piece Before June 26

Private markets are having a moment, thanks to companies like StartEngine.

The leading alternative investing platform is helping everyday investors like you access deals once reserved for VCs and insiders, including exposure to private market titans like OpenAI, Databricks, and Perplexity.¹

How’s it going? In Q1 2025, StartEngine pulled off $30M in revenue, its biggest quarter ever (based on unaudited financials).²

But StartEngine isn’t just a middleman. The company earns 20% carried interest on select pre-IPO offerings, unlocking value for shareholders when these deals succeed.³

How can you tap into this diversification play? By investing in StartEngine.

StartEngine has crowdfunded $85M+ to date, and you can join 45K+ shareholders before the company’s current round closes on June 26.

Invest in StartEngine

_{Reg A+ via StartEngine Crowdfunding, Inc. No BD/intermediary involved. Investment is speculative, illiquid & high risk. See OC and Risks on page.}

Travel

DFW Airport Expands Facial Recognition to Streamline Passenger Experience

Biometric Tech Aims to Cut Wait Times and Enhance Security

Dallas/Fort Worth International Airport (DFW) is rolling out an expansion of its facial recognition technology in a move designed to enhance passenger processing speed and improve airport security. The initiative reflects a growing industry-wide shift toward biometric automation, which is being adopted globally to modernize air travel.

How It Works:

• The system captures facial images at key checkpoints, such as check-in, boarding gates, and customs.

• It matches the image to government-issued travel documents, allowing for touchless identity verification and faster throughput.

• Passengers are notified in advance and may opt out, ensuring privacy and consent remain key components.

Why It Matters:

• Shorter Wait Times: The technology can drastically reduce lines at boarding and immigration.

• Enhanced Security: It provides real-time identity verification, helping to prevent fraud and security breaches.

• Global Trend: DFW joins a growing list of major airports worldwide — including London Heathrow and Singapore Changi — embracing biometrics.

Career

CEOs Embrace Hybrid Work to Cut Costs and Boost Agility

IWG Survey Finds 90% of Executives Now Relying on Flexible Models

A new survey from the International Workplace Group (IWG) reveals a major shift in how top executives are viewing work environments. According to the data, 90% of CEOs have adopted or plan to adopt hybrid work models, aiming to cut operational costs, retain talent, and improve organizational resilience.

Survey Highlights:

• Cost Efficiency: Companies are saving on real estate, utilities, and infrastructure by reducing their physical office footprints.

• Resilience Through Flexibility: Hybrid models enable firms to respond more quickly to crises or economic shocks.

• Productivity Gains: A surprising 83% of executives say hybrid setups have increased both productivity and employee satisfaction.

Broader Implications:

• The hybrid model is no longer a COVID-era experiment — it’s becoming a permanent feature of corporate strategy.

• Businesses are investing in tech tools, digital collaboration platforms, and redesigned office spaces to support flexible work.

Finance

Federal Reserve Launches 2025 Census of Finance Companies

Data Collection Aims to Improve Policy Around Nonbank Lending

The Federal Reserve Board has officially kicked off its 2025 Census of Finance Companies and Other Lenders, a critical data-gathering project that seeks to map the size, scope, and function of nonbank lenders in the U.S. economy.

What the Census Covers:

• The survey targets entities involved in consumer loans, small business lending, equipment leasing, and real estate financing, excluding traditional banks.

• It collects insights into loan volumes, interest rates, borrower types, and risk profiles.

Why It Matters:

• Nonbank lenders have grown in influence and size, making them increasingly vital to economic stability and credit access.

• The results will inform monetary policy, regulatory oversight, and risk assessment frameworks.

Government

President Trump Signs Executive Order to Advance Supersonic Flight

Regulatory Reforms Aim to Bring Back Ultra-Fast Commercial Travel

In a bold move to reinvigorate America’s aerospace sector, President Donald Trump has signed an executive order to accelerate the development of supersonic aircraft. The directive targets regulatory barriers that have historically stifled progress in high-speed aviation since the retirement of the Concorde.

Goals of the Order:

• Modernize FAA Regulations: Update outdated noise and environmental standards that hinder commercial supersonic testing.

• Encourage Public-Private Collaboration: Support partnerships between aerospace firms and federal agencies.

• Global Competitiveness: Reassert U.S. leadership in aviation innovation amid rising competition from Europe and Asia.

Industry Outlook:

• Companies like Boom Supersonic and Lockheed Martin are already developing prototypes for next-gen supersonic jets.

• A renewed regulatory framework could fast-track commercial viability, potentially cutting transatlantic flight times in half within the next decade.

National

Thousands Rally at National Mall to Protest Federal Layoffs and Cuts to Veterans Services

Demonstrators Demand Protection for Public Sector Jobs and Support for Veterans

In a powerful show of public dissent, thousands of veterans, federal workers, and advocates gathered at the National Mall in Washington, D.C., to protest against planned federal layoffs and budget cuts targeting veterans’ services. The event follows recent legislative proposals aiming to reduce federal agency staff as part of broader government downsizing efforts.

Key Issues Raised:

• Job Security: Protesters voiced concern over mass layoffs in agencies such as Veterans Affairs and Social Security.

• Veterans' Care in Jeopardy: Cuts to veteran housing, health, and support services were described as a betrayal of those who served.

• Moral and Economic Impact: Speakers emphasized how cuts would disproportionately affect vulnerable populations and could harm the economy through lost jobs and reduced public services.

Response from Lawmakers:

• Some members of Congress have pledged to oppose the cuts, while others argue the reductions are necessary for fiscal responsibility.

• The rally has sparked renewed discussion on how the government should prioritize spending without undermining essential services.

PRESENTED BY SQUARESPACE

Design Intelligence: Squarespace’s Approach to AI

Through Squarespace’s cutting-edge features that combine automation, design presets, creative guidance, and generative AI, Design Intelligence makes it easy to build a beautiful and impactful website. With just a few pieces of information, Blueprint AI generates an entire website customized based off your brand’s goals, name, and personality. 

Each page is populated with beautiful, AI-generated imagery that’s been carefully designed with a proprietary prompting approach and custom art direction, as well as generative text copy that matches your website’s category and tone. Each image is beautiful and inspirational, and each bit of text provides a helpful jumping off point. It’s AI speed, with Squarespace’s 20+ years of design expertise in website building. 

Use code SAVE10 for 10% off today! →

Today’s Snapshot

Money Multipliers: How to 5x Your Financial Progress Without Earning More

When people want to build wealth, the first instinct is:
“I need to make more money.”

And yes—income matters. But it’s only part of the equation.

The people who build wealth the fastest don’t just earn more…
They multiply what they already have.

The wealthy ask:
“How can I make my money, time, and effort go further?”

This article breaks down the concept of money multipliers—practical tools, habits, and strategies that help you grow faster without working harder.

Whether you’re climbing the corporate ladder, scaling a business, investing full-time, or just starting from zero — this mindset shift will change everything.

💡 What’s a “Money Multiplier”?

A money multiplier is any decision, system, or asset that helps you:

• Grow your money faster

• Earn more with the same effort

• Accelerate your results without burning out

These are not hacks or tricks. They’re levers.

You pull them once, and they keep working for you.

📈 The 5 Money Multipliers That Actually Work

Here are five high-ROI multipliers anyone can use — no matter your level of income or experience.

1. Automated Investing (Compound Interest + Time)

If you’re not automating your investments, you’re leaking opportunity.

• Set up automatic transfers to a brokerage account weekly or monthly

• Choose long-term assets (index funds, ETFs, dividend stocks, etc.)

• Let compounding do the heavy lifting

Why it works:
You make the decision once, and it keeps paying you forever.

$500/month invested with a 10% annual return = $1M+ in 30 years
That’s with zero extra effort.

✅ Great for: Busy professionals, beginners, anyone who procrastinates investing

2. High-Leverage Skills (Time → Income Multiplier)

You can’t work more hours forever. But you can increase what each hour is worth.

Top multiplier skills:

• Copywriting

• Sales & negotiation

• Public speaking

• Offer creation

• Capital allocation

• Personal brand building

• AI-powered automation

Learning just one of these can 3–10x your income over time.

✅ Great for: Career professionals, freelancers, entrepreneurs, and content creators

3. Systems Over Hustle (Efficiency Multiplier)

People think more effort = more money.
In reality, more systems = more freedom and income.

Examples:

• SOPs in your business

• Templates for proposals, emails, onboarding

• Automated client onboarding, scheduling, payments

• AI or no-code tools to replace repetitive tasks

Hustle gets you started.
Systems keep you growing.

✅ Great for: Business owners, side hustlers, service providers

4. Social Capital (Relationship Multiplier)

Your network isn’t just for coffee chats.
It’s one of your biggest money multipliers.

• Build a reputation around something valuable

• Stay top-of-mind by sharing insights or results publicly

• Connect people generously — value compounds

Opportunities don’t go to the most talented.
They go to the most visible and trusted.

✅ Great for: Corporate leaders, investors, creators, and ambitious young people

5. Asset Stacking (Cash Flow Multiplier)

Don’t just save money — buy assets that pay you back.

Start small. Stack over time.

Examples:

• Buy $1K/month in dividend-paying ETFs

• Purchase a small content site or digital product

• Invest in a short-term rental or real estate syndicate

• Build a simple product that sells on autopilot

Assets work 24/7, even when you don’t.

✅ Great for: Professionals with extra cash, entrepreneurs reinvesting profits, or beginners looking to break out

🧠 Key Mental Shift: Think in ROI, Not Activity

Here’s the big unlock:

Don’t just ask “How can I do more?”
Ask “What action gives me the highest return?”

Example:

• Writing 1 high-converting sales email = 10x more value than replying to 20 admin emails

• Setting up one automated savings rule = years of good decisions locked in

• Creating one viral LinkedIn post = leads for weeks

The highest performers don’t work more hours.
They use multipliers better.

✅ Quick Start Checklist

If you want to implement this right now, here’s your weekly challenge:

• Identify one skill to level up over the next 30 days

• Automate at least one part of your finances (savings, investing, debt repayment)

• Build or buy a small asset (product, stock, income stream)

• Reach out to one person who could change your network

• Create a system or template that saves you 1+ hours/week

Do this for 4–6 months and your results will compound faster than most people’s years.

🧠 Final Thought: Multiply Before You Maximize

Everyone talks about maximizing income.

But the secret to true wealth?

Multiply what you already have.
Time. Money. Attention. Skills. Relationships.

The more you multiply, the less you need to grind.

PRESENTED BY MONEY

Pet insurance could help you offset rising veterinary costs

Veterinarians nationwide reported that corporate managers pushed clinics to focus on profit, with vets often paid based on revenue. This encouraged them to see more pets, order more tests, and upsell services, creating a growing burden for uninsured pet owners. Pet insurance could help you offset some of these rising costs, with some providing up to 90% reimbursement. View Money’s top pet insurance picks to see plans starting at only $10/month.

SEE PROVIDERS →

Fun Stuff

🕰️ Financial History: What Happened Today?

June 8, 1995:
Amazon.com officially launched as an online bookstore.
Founder Jeff Bezos had a vision far beyond books — and within decades, it became the largest e-commerce company in the world.

🌀 Wild & Wacky

LEGO is the world’s largest tire manufacturer — by unit volume.
Yes, you read that right. They produce over 300 million tiny tires per year for their plastic vehicles. Sometimes, niche = scale.

🤔 Would You Rather

Would you rather…

• Be guaranteed a million followers for your new business overnight,
  OR

• Be guaranteed 100 loyal customers who each spend $10,000 per year?

(Followers are attention. Customers are traction. Which would you scale?)

🧠 Brain Teaser

A product is priced at $100.
A customer gets a 20% discount, and then pays 5% sales tax on the discounted price.
How much do they pay in total?

*Answers at the bottom

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*Promoted

Fun Stuff: Answers

Brain Teaser - Answer:
Discounted price: $100 - 20% = $80
Sales tax: 5% of $80 = $4
Final total = $84