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Hello everyone, I hope you are doing amazing this fine Wednesday! Today I am happy to bring another real estate market analysis straight to your inbox. Today’s market that we will be going over is Colorado Springs, Colorado. Enjoy!

Daily News Updates:

In the cryptocurrency realm, Bitcoin's value has fallen below $90,000, partly due to economic concerns and a recent $1.5 billion security breach on the Bybit exchange. This downturn has adversely affected companies with significant cryptocurrency investments, such as MicroStrategy, whose shares have dropped by 8.5%.

U.S. consumer confidence has seen its most substantial monthly decline since 2021, with the index dropping from 105.3 in January to 98.3 in February, as reported by the Conference Board. This unexpected decrease has raised concerns about potential impacts on consumer spending, which is a critical component of the U.S. economy.

The S&P 500 has fallen below the 6,000 threshold, reflecting growing apprehensions about a potential slowdown in the U.S. economy. Contributing factors include declining retail sales and weakening business surveys, which have also influenced Treasury yields to reach their lowest levels this year.

In the corporate sector, Unilever's CEO, Hein Schumacher, has announced his resignation after less than two years in the role. The company's CFO, Fernando Fernandez, is set to take over, aiming to accelerate Unilever's growth initiatives. This leadership change has led to a modest dip in Unilever's U.S.-listed shares.

Taiwan's Vanguard International Semiconductor Corporation has expressed concerns that the U.S.'s proposed tariffs on semiconductor imports could exacerbate inflationary pressures. The company emphasizes the interconnected nature of the global semiconductor supply chain and warns that such tariffs might lead to increased costs for consumers.

Saudi Arabia is navigating a complex landscape, balancing peace negotiations, economic diversification efforts, and the global energy transition. The nation is striving to modernize its economy while maintaining its pivotal role in global energy markets.

Elon Musk has issued a directive to federal employees, urging them to justify their roles as part of an efficiency review. This move underscores Musk's commitment to streamlining operations and reducing bureaucratic overhead.

Foreign Institutional Investors (FIIs) are withdrawing from Asian equities, influenced by the prospect of U.S. reciprocal tariffs and a strengthening dollar. This trend highlights the broader impact of U.S. trade policies on global investment strategies.

The International Monetary Fund (IMF) has maintained its global growth projection at 3.3% for both 2025 and 2026. While the U.S. shows an upward revision, other regions face downward adjustments, reflecting a complex and uneven global economic landscape.

Market Snapshot:

As of January 2025, the Colorado Springs real estate market is experiencing notable growth. The average home price has risen to $548,541, marking a 5.0% increase from $522,379 in January 2024. The median home price stands at $482,250, up 7.2% from $450,000 the previous year. Inventory has expanded significantly, with 2,514 active listings, a 43.7% increase year-over-year. Homes are spending more time on the market, averaging 68 days, a 23% increase compared to last year.

• Median Home Price: $482,250

• YoY Price Growth: 7.2%

• Active Listings: 2,514 (up 43.7% from last year)

Deal Of The Day:

Duplex in Old Colorado City

• Price: $600,000

• Units: 2 (3-Bed, 2-Bath each)

• Monthly Rental Income: $4,000

• Cap Rate: 6.7%

This charming duplex in the historic Old Colorado City offers a lucrative investment opportunity. Each unit rents for $2,000 per month, totaling an annual income of $48,000. With its proximity to downtown and local attractions, tenant demand remains high. The property is well-maintained, minimizing immediate renovation costs. Ideal for investors seeking steady cash flow in a growing market.

Deal Rating: 8.9/10

This property shows great overall potential not only being on the lower end of the market price wise but also has many opportunities to add value. On top of the property has some great positive cash flow. The one downside is it is located in Old Colorado City which may pose slow appreciation due to lower demand.

Investment Strategy:

Seller Financing

In a seller financing arrangement, the property's seller acts as the lender, allowing the buyer to make payments directly to them. This can benefit buyers who may not qualify for traditional mortgages and provide sellers with a steady income stream. For instance, purchasing a property for $400,000 with a 10% down payment and the remaining $360,000 financed by the seller at a 5% interest rate over 20 years can be mutually advantageous.

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Current Interest Rates:

Colorado Springs, Colorado

• 30-Year Fixed Residential: 6.625%

• 15-Year Fixed Residential: 6.022%

• 10/6 ARM: 7.375%

Mortgage rates have seen slight fluctuations, with the 30-year fixed rate at 6.625%. Adjustable-rate mortgages (ARMs) like the 10/6 ARM are currently at 7.375%, offering initial lower rates that adjust periodically.

Real Estate Tip:

Navigating a Competitive Real Estate Market

In the current competitive landscape, buyers and investors must employ strategic approaches to secure desirable properties. One effective method is pre-approval for financing, which not only clarifies budget constraints but also signals to sellers a buyer's serious intent. Additionally, working with a knowledgeable local real estate agent can provide insights into upcoming listings and facilitate swift actions when opportunities arise.

For investors, considering properties that may need minor renovations can be advantageous. These properties often face less competition and can be acquired at lower prices. With strategic improvements, their value can increase significantly, leading to higher rental income or resale profits.

It's also essential to stay informed about local market trends. Regularly reviewing market reports and economic forecasts can aid in making data-driven decisions. For instance, understanding that Colorado Springs is experiencing a rise in inventory can influence negotiation strategies and offer insights into future price movements.

In summary, success in a competitive market hinges on preparation, local expertise, and informed decision-making. By adopting these practices, buyers and investors can navigate challenges and capitalize on opportunities within the Colorado Springs real estate market.

Economic Conditions

Colorado Springs' economy remains robust, bolstered by sectors such as defense, technology, and tourism. The city's unemployment rate is low, contributing to a stable housing demand. However, rising construction costs, influenced by inflation, have led to increased home prices. The expanded inventory offers more options for buyers, potentially balancing the market in the coming months.

Market Rating: 8/10

This market is a pretty good starting market with a more or less low market average. With that said this may show in the appreciation investment properties receive if not located in downtown Colorado Springs.

Key Takeaways:

• Market Update: Colorado Springs sees a 7.2% YoY median home price increase with expanding inventory.

• Deal of the Day: A $600,000 duplex in Old Colorado City, generating $4,000/month in rental income with a 6.7% cap rate.

• Tip: Utilize 1031 exchanges to defer capital gains taxes and grow your portfolio.

• Investment Strategy: Seller financing can provide flexible payment options without traditional bank loans.

• Interest Rates: 30-year fixed mortgage at 6.625% in Colorado Springs.

• Economic Impact: Rising inventory and steady job growth are balancing the market, creating new opportunities for investors.

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That’s All For Today

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