Daily News Updates:

Trump Signals Possible Tariff Reduction
President Donald Trump indicated that the high tariffs on Chinese goods may "come down substantially," suggesting a potential shift in trade policy. This announcement comes amid growing concerns over the economic impact of the ongoing trade war.

IMF Warns of Rising Global Debt Due to Tariffs
The International Monetary Fund (IMF) cautioned that global public debt could reach post-World War II highs if current trade tensions persist. The IMF projects global debt to rise from 92.3% to 117% of GDP by 2027, emphasizing the need for fiscal discipline.

Citi Economist Predicts 40-45% Recession Risk for U.S.
Citigroup's Chief Economist, Nathan Sheets, warned that the U.S. faces a 40% to 45% chance of entering a recession due to the impact of tariffs on economic growth. He highlighted the need for policy adjustments to mitigate these risks.

U.S. Business Activity Slows to 16-Month Low
U.S. business activity declined to its lowest level in 16 months in April, with firms reporting increased prices for goods and services. This slowdown raises concerns about inflation and economic stability.

AI Investment Boom Faces Tariff Challenges
The rapid growth in artificial intelligence investments in the U.S. is under threat from tariffs and global economic uncertainties. Companies are reassessing their strategies amid these challenges.

Sri Lanka's Economy to Grow Despite Tariff Headwinds
The World Bank projects Sri Lanka's economy to grow by 3.5% in 2025, maintaining its forecast despite challenges posed by U.S. tariffs. This resilience is attributed to domestic reforms and diversification efforts.

European Business Growth Stalls Amid U.S. Trade Policy
Surveys indicate that European business growth has stalled in April, with erratic U.S. trade policies contributing to decreased sentiment and economic activity. Companies are facing increased uncertainty in the current environment.

Boeing Faces Challenges as Tariffs Impact Exports
Boeing, America's largest exporter, is experiencing difficulties due to the imposition of tariffs, which are affecting its global sales and operations. The company is exploring strategies to navigate these challenges.

Americans Express Concern Over Economic Handling
A Reuters/Ipsos poll reveals that only 37% of Americans approve of President Trump's handling of the economy, down from 42% earlier this year. The decline reflects growing public concern over economic policies and their impacts.

Global Supply Chains Adjust to U.S. Policy Shifts
U.S. policy changes, including tariffs and regulatory adjustments, are prompting global industries to adapt their supply chains. Sectors such as food, health, technology, and automotive are exploring new strategies to mitigate disruptions.

Real Estate Investing

Market Snapshot:

Grand Rapids, Michigan

Grand Rapids continues to solidify its reputation as a robust and affordable real estate market in 2025. The median home value has risen to $283,478, marking a 3.1% year-over-year increase. Homes are selling swiftly, with a median of 8 days to pending, indicating strong buyer demand. Currently, there are 344 active listings, with 171 new listings added recently.​

Neighborhoods like Eastown and Heritage Hill are particularly attractive, boasting median home values of $357,287 and $398,717 respectively. These areas offer a blend of historic charm and modern amenities, appealing to both investors and homeowners. The rental market is also strong, with an average rent of $1,680, slightly below the national average, making it appealing for rental property investment.​

Key Metrics:

• Median Home Value: $283,478

• YoY Price Growth: 3.1%

• Active Listings: 344

• Median Days to Pending: 8

• Average Rent: $1,680​

Deal Of The Day:

Quadplex in Eastown, Grand Rapids

• Price: $925,000

• Units: 4 (2-Bed, 1-Bath each)

• Monthly Rental Income: $3,200

• Cap Rate: 7.2%​

This well-maintained quadplex in the desirable Eastown neighborhood offers immediate cash flow with a strong 7.2% cap rate. Each unit rents for $1,800, totaling $7,200 per month.

The property is within walking distance to local shops, cafes, and parks, enhancing its appeal to tenants. With a competitive purchase price of $925,000, this investment provides a solid return in a growing market.

Deal Rating: 8.6/10

Investment Strategy:

Utilize the "BRRRR" Method

The Buy, Rehab, Rent, Refinance, Repeat (BRRRR) strategy is a powerful method for building a real estate portfolio with limited capital. Start by purchasing a distressed property at a below-market price. Invest in renovations to increase its value, then rent it out to generate steady income. Once the property is stabilized, refinance it based on its new, higher value to pull out your initial investment. Use these funds to repeat the process with another property. This strategy allows for rapid portfolio growth while minimizing the need for continuous capital infusion.​

Current Interest Rates:

Grand Rapids, Michigan

• 30-Year Fixed Residential: 6.82%

• 15-Year Fixed Residential: 6.07%

• Commercial Rates: Starting at 5.36% for multifamily properties​

Interest rates in Grand Rapids have remained relatively stable, with the 30-year fixed residential rate at 6.82% and the 15-year fixed at 6.07%. Commercial rates are competitive, starting at 5.36% for multifamily properties.

These rates are influencing buyer behavior, with some opting for shorter-term loans or adjustable-rate mortgages to capitalize on lower initial payments. Investors should consider these options to optimize their financing strategies.​

Real Estate Tip:

Leverage Local Networking Events

Building relationships within the local real estate community can provide invaluable insights and opportunities. Attend local real estate investment groups, workshops, and seminars to connect with other investors, agents, and professionals.

These events often share information about off-market deals, financing options, and market trends that aren't readily available online. For instance, joining the Grand Rapids Real Estate Investors Association can offer access to exclusive listings and mentorship opportunities.

Networking can open doors to partnerships and deals that might not be accessible otherwise.​

How to Profit from Real Estate in High-Interest Rate Markets

Navigating a high-interest rate environment requires strategic planning. One approach is to focus on properties with strong cash flow potential, such as multi-unit rentals or properties in high-demand areas.

For instance, investing in a duplex in a sought-after neighborhood can provide steady rental income that offsets higher financing costs. Additionally, exploring creative financing options like seller financing or lease-to-own agreements can reduce upfront costs and improve cash flow.

Staying informed about market trends and being flexible in your investment approach are key to success in such conditions.​

Economic Conditions

Grand Rapids' economy is showing resilience, with a focus on sectors like healthcare, manufacturing, and technology. The unemployment rate has edged up to 4.5%, reflecting broader economic trends.

However, initiatives like The Right Place's strategic plan have led to 1,800 new and retained jobs and $445 million in new capital investment. These developments are bolstering the local economy and, by extension, the real estate market. Investors can find opportunities in areas benefiting from these economic initiatives.​

Market Rating: 8.2/10

Key Takeaways:

• Market Snapshot: Grand Rapids’ median home value is $283,478, up 3.1% YoY, with homes going pending in just 8 days, showing strong local demand.

• Deal of the Day: A $925,000 quadplex in Eastown brings in $7,200/month in rent with a solid 7.2% cap rate, making it a strong cash-flowing investment.

• Real Estate Tip: Attend local networking events to discover off-market deals, meet partners, and gain inside knowledge — often more valuable than online research.

• Investment Strategy: Use the BRRRR method (Buy, Rehab, Rent, Refinance, Repeat) to recycle capital and build a scalable portfolio with less upfront money.

• Interest Rates: Residential mortgages are hovering around 6.82%, while commercial multifamily loans start at 5.36%, offering opportunities for strategic financing.

• Economic Conditions: Grand Rapids is seeing $445 million in new investments and job growth, supporting stable housing demand despite a 4.5% unemployment rate.

• Profit Playbook: Focus on high-cash-flow rentals and creative financing strategies to succeed even when borrowing costs are high.

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That’s All For Today

I hope you enjoyed today’s issue. If you have any questions regarding today’s issue or future issues feel free to ask. Come back tomorrow for information on how to grow your income and wealth. I hope to see you.

^_Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.