June 16, 2025

Welcome Back,

Happy Monday, everyone! 🌅
Good morning! Fresh week, fresh coffee, fresh chance to take over the world—starting with your to-do list (or at least the top two things on it).

Here’s something to kickstart your brain: What if the biggest shifts in your financial future don’t come from massive moves—but from tiny, high-impact decisions made consistently?

Today, we’re talking about Financial Leverage Points—those sneaky little choices that might seem small now, but create ripple effects that build serious wealth over time. 🪙➡️💰

Let’s explore how small shifts (in habits, thinking, or systems) can unlock massive results. Because sometimes, one well-placed lever can move your whole future.

“Ideas are easy. Implementation is hard.”
— Guy Kawasaki

The most undervalued skill in business?
Finishing.
Not starting things. Not planning them. Just finishing — again and again.

— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.

Real Estate

Record $87 B Invested in London Commercial Property (2013–2024)

London Outpaces New York and Hong Kong in Decade-Long Real Estate Rally

Over the past decade, institutional investors have poured a staggering $87 billion into London’s commercial real estate market—a sum larger than totals for New York ($52 B) and Hong Kong ($61 B).

This flow of capital was fueled by historically low interest rates and post-crisis quantitative easing, encouraging aggressive allocation into offices (31%), living spaces (24%), retail (19%), industrial (12%), and hotels (11%). One standout deal: the Prada family’s £250 million acquisition of a prime central London property, signaling confidence in upscale assets.

Despite recent interest rate normalization slowing overall volume, investment continues unabated—and for good reason:

• Prime Office Resilience: Best-in-class, eco-certified, and centrally positioned office buildings remain highly sought after.

• Divergence in the Market: Beyond these, older or peripheral properties are seeing demand wane as capital concentrates in top-tier locations.

• Institutional Commitment: Long-term players remain bullish, betting on London’s resilience as a leading global hub for finance, tech, and retail.

Tech Education

Duolingo Introduces "Pro" AI Tutors for Business Language Training

Enterprise Launch Targets Multilingual, Hybrid Teams

Duolingo has rolled out its new "Duolingo Pro", an enterprise-focused language-learning platform tailored for business professionals. The system harnesses generative AI tutors to simulate real-world workplace scenarios—such as customer calls, cross-lingual negotiations, and interoffice communication—in over 20 languages.

• Interactive Conversational Practice: AI engages users in real-time roleplays, mimicking the dynamics of business meetings and negotiations.

• Adaptive Lesson Paths: Lessons adjust dynamically to the user’s skill level and linguistic challenges.

• Pilot Rollout: Already in testing with global teams at Salesforce, Shopify, and Deloitte, Pro is aimed at remote and multilingual teams needing quick, scalable language upskilling.

Duolingo’s bet aligns with global businesses increasingly going hybrid and international—prompting a need for flexible, on-demand language training to maintain productivity and cohesion.

Space

SpaceX Secures Commercial Lunar Payload Contracts from Two Japanese Firms

Starship Cargo Variant to Deliver Ads, Culture, and Science to the Moon

SpaceX has confirmed contracts with Japanese companies iSpace and Dentsu to deploy commercial payloads to the Moon by Q1 2027, marking a major leap forward in private lunar logistics.

• High-Profile Payloads: Scheduled cargo includes advertising technology, cultural time capsules, and scientific research kits.

• Starship Cargo Variant: Each mission will utilize derivatives of SpaceX’s next-gen heavy-lift rocket, built for large payloads—a platform that recently completed full reentry testing.

This deal formalizes a new model for non-governmental use of lunar transport, allowing clients to send branded or commemorative items to the Moon—ushering in an exciting era of commercial space monetization and lunar commerce.

Gaming

Epic Games and Disney Partner to Build Marvel Metaverse on Unreal Engine 6

Immersive Marvel Experiences Coming to PC, Console & Mobile by Late 2026

Epic Games has struck a multi-year deal with Disney to co-create a Marvel-themed metaverse, powered by Unreal Engine 6. This expansive platform will allow users to:

• Step into VR story arcs across the Marvel universe

• Compete in esports-style events with Marvel-themed gameplay

• Participate in in-game economies based around digital collectibles and experiences

Scheduled for launch in late 2026, this partnership highlights a bold shift in entertainment—where film franchises and gaming ecosystems merge into cohesive, immersive experience platforms.

Legal

DocuSign Launches AI-Powered Smart Contract Editor

Contract Creation & Review Made Efficient Through Codex and Claude Integration

DocuSign has unveiled a powerful smart contract editor that integrates AI from OpenAI’s Codex and Anthropic’s Claude, targeted at startups and legal teams. The feature allows users to:

• Draft, edit, and manage contracts using natural language commands

• Detect compliance risks and suggest new or alternative clauses

• Reduce contract workflow time by up to 70%, thanks to AI-generated templates and auto-fills.

This positions DocuSign as a front-runner in 'contract-as-code' innovation—lowering legal barriers for growing businesses and signaling a paradigm shift in in-house legal operations.

PRESENTED BY BELAY

Cut Costs. Not Corners.

Economic pressure is rising,  and doing more with less has become the new reality. But surviving a downturn isn’t about stretching yourself thinner; it’s about protecting what matters most. 

BELAY matches leaders with fractional, cost-effective support — exceptional Executive Assistants, Accounting Professionals, and Marketing Assistants — tailored to your unique needs. When you're buried in low-level tasks, you lose the focus, energy, and strategy it takes to lead through challenging times. 

BELAY helps you stay ready for whatever comes next.

Download The Smart Leader’s Recession Survival Guide and discover how to lead smarter through uncertainty →

Today’s Snapshot

Financial Leverage Points: The Small Decisions That Create Massive Wealth

We’re all told to "work hard" to build wealth.

But working harder has diminishing returns. At some point, it’s not about how much you hustle, but about where you apply pressure.

Wealth isn’t built by brute force.
It’s built by knowing where the leverage points are.

In systems thinking, a leverage point is a small shift in input that produces a large shift in outcome.

In personal finance and wealth-building, this means identifying high-ROI decisions — small moves that can multiply your time, money, and opportunities.

Let’s walk through the 6 most powerful financial leverage points that can change the trajectory of anyone — whether you're running a business, growing a career, managing investments, or starting from scratch.

💡 Why This Matters

Most people try to get rich with big moves:

• Launch a startup

• Buy the next hot stock

• Work 80 hours a week

But wealth builders think differently:

“What’s the smallest action I can take that creates the biggest result over time?”

This is how you get wealthy without burning out — by stacking smart decisions instead of chasing constant output.

🔧 6 Financial Leverage Points You Can Use Right Now

1. Automating Wealth Flow

This one decision can add 6–7 figures to your future net worth:

• Set up an automatic transfer every time you get paid:

  • 10–20% to a brokerage account

  • 5–10% to a high-yield savings

  • 5% to a “freedom fund” (buy back time)

The average person tries to save “what’s left.”
Wealth builders pay themselves first — automatically.

🧠 Tiny action: Set it once, and let compounding do the work.

2. Productizing Your Time

If you’re selling your time for money, here’s your leverage play:

Turn your knowledge into a product.

This could be:

• A paid newsletter

• A mini course

• A template, SOP, or framework

• A guide based on what you already do in your job

Once it exists, it sells without requiring your hours.

🧠 Tiny action: Turn your next 1-on-1 into a 1-to-many product.

3. Investing in Systems, Not Just Assets

We hear a lot about investing in stocks and real estate.

But the best investors also invest in systems that give them time, clarity, and scale.

Examples:

• Use Notion or Airtable to track deal flow

• Set up Zapier or ChatGPT to automate routine business tasks

• Build repeatable client acquisition or investing processes

🧠 Tiny action: Set up one system that saves you 1 hour/week. That’s 52 hours/year freed — for free.

4. Tax Strategy Optimization

Most people donate 30–50% of their income to taxes — unnecessarily.

By learning just a few tax strategies, you can unlock:

• Thousands in deductions

• Entity structuring advantages

• Tax-deferred or tax-free growth opportunities (like solo 401(k)s, HSAs, or real estate depreciation)

This isn't just for millionaires — it's for anyone earning more than $60K/year or running a side hustle.

🧠 Tiny action: Set a quarterly “tax optimization hour” or talk to a strategist once a year. ROI: often 3–5x annually.

5. Building Asymmetric Relationships

Not all networking is equal.

One mentor, partner, or client could 10x your opportunities.

Instead of cold-pitching 100 people, focus on:

• Collaborating with people who already have audiences or capital

• Adding value first (introductions, assets, insights)

• Building signal (proof of work, results, reputation)

The right person can change your income faster than a new product.

🧠 Tiny action: Send 3 thoughtful messages this week to people you admire. Don’t pitch — connect.

6. Asset Ownership Over Income Dependence

Wealthy people focus less on “what they make”…
And more on what they own.

Assets pay you whether you’re working or not. Examples:

• Equities

• Real estate

• Media (audiences, IP)

• Cash-flowing businesses

• Royalties, licenses, or affiliate revenue

Owning even 10% of the right thing can outperform a full-time job.

🧠 Tiny action: Make your next financial goal “own something,” not “earn something.”

🧭 Bonus: Leverage Point Audit (Do This Today)

Ask yourself:

• Where am I working too hard for too little?

• What small decision could remove 10+ hours a month from my plate?

• Am I automating, delegating, or compounding anything right now?

• Do I own any systems, assets, or equity — or just time?

🧠 Final Thought: You Don’t Need to Work Harder — Just Smarter

Wealth doesn’t reward brute effort.
It rewards strategic leverage.

Start small. Apply one leverage point at a time.

Over a year?
You’ll be unrecognizable.

Over a decade?
You’ll be unstoppable.

PRESENTED BY GENEVA

The Science City You Didn’t Know You Needed to Visit

Did you know that the World Wide Web was born in Geneva, Switzerland? Indeed, the first version of the Internet cropped up at CERN in 1989. Today the world-renowned center is home to the largest particle accelerator and to the CERN Science Gateway – a must-see hub for science enthusiasts that features hands-on exhibits, immersive virtual reality experiences, and live demonstrations.

Plan your visit and explore the cutting-edge world of physics and innovation at the CERN Science Gateway!

Fun Stuff

🕰️ Financial History: What Happened Today?

June 16, 1903:
Ford Motor Company was incorporated by Henry Ford with just $28,000 in capital.
It went on to pioneer mass production and change not only transportation, but global industry itself.

🌀 Wild & Wacky

In 2014, Domino’s let customers order pizza by tweeting an emoji. 🍕
No joke — just tweet the pizza emoji to @dominos, and they'd place your regular order.
Sometimes innovation isn’t high-tech — it’s just fun-tech.

🤔 Would You Rather

Would you rather…

• Have perfect recall of everything you’ve ever read or learned,
  OR

• Be able to predict financial markets one week into the future — but only once per year?

(Knowledge vs. timing — which edge would you choose?)

🧠Brain Teaser

A subscription box business charges $30/month.
If 25% of users cancel each month, but 100 new users are added monthly,
how many active subscribers will the business have after 3 months, starting from 0?

*Answers at the bottom

More Newsletters

The Best of The Best Newsletters in:

Making Money - Side Hustle Weekly by TWW - Subscribe Now →

Artificial Intelligence - The AI Report - Subscribe Now →

Technology - Techpresso - Subscribe Now →

Startups - TLDR Newsletter - Subscribe Now →

Stock Market - Early Bird - Subscribe Now →

Personal Development - Field Notes - Subscribe Now →

Look For More →

*Promoted

Fun Stuff: Answers

Brain Teaser - Answer:

• Month 1: +100 → 100

• Month 2: 100 - 25 = 75 + 100 = 175

• Month 3: 175 - 43.75 ≈ 131.25 + 100 = ~231 subscribers

(Customer churn math — tricky, but vital!)